Privacy Policy
Your privacy matters to us. Learn how FDCalculator.online collects, uses, and protects your information.
Last Updated: April 30, 2025
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Introduction
Welcome to FDCalculator.online (“we,” “our,” or “us”). We understand the importance of your personal information and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our fixed deposit calculator services.
By accessing or using FDCalculator.online, you agree to the terms outlined in this Privacy Policy. If you disagree with any part of this policy, please discontinue use of our website and services immediately.
This Privacy Policy applies to information we collect through:
- Our website at FDCalculator.online
- Our calculator tools and services
- Email, text, and other electronic communications between you and our website
Information We Collect
Information You Provide to Us
We may collect information that you voluntarily provide when using our website and services, including:
- Contact information: Name, email address, phone number, and other contact details when you sign up for our newsletter or contact us
- Calculation inputs: Information you enter into our calculator tools such as investment amounts, tenure periods, and other financial parameters
- Feedback and correspondence: Information you provide when you respond to surveys, participate in market research activities, report a problem, or communicate with us
- Account information: Username, password, and account preferences if you create an account on our website
Information We Collect Automatically
When you visit our website, we may automatically collect certain information about your device and usage patterns, including:
- Device information: IP address, browser type, operating system, device type, and mobile device identifiers
- Usage data: Pages visited, time spent on pages, click-through patterns, and other interactions with our website
- Location information: General geographic location based on IP address or more precise location if permitted by you
- Cookies and similar technologies: Data collected through cookies, web beacons, pixels, and similar technologies (see our Cookies section for more details)
Important Note: The financial information you input into our calculators (such as deposit amounts and interest rates) are processed on your device in most cases and are not typically stored on our servers unless you explicitly save your calculations.
How We Use Your Information
We use the information we collect for various purposes, including to:
- Provide our services: Deliver the calculator tools and financial information you request
- Improve our website: Understand how users interact with our services to enhance user experience and functionality
- Personalize your experience: Remember your preferences and customize content based on your usage patterns
- Communicate with you: Respond to your inquiries, provide customer support, and send updates about our services
- Marketing and promotion: Send relevant newsletters, promotional materials, and other communications if you have subscribed to them
- Analytics: Analyze usage patterns and trends to understand how people use our website and services
- Legal compliance: Comply with applicable laws, regulations, and legal processes
- Security: Protect against, identify, and prevent fraud and other unauthorized or illegal activities
Data Sharing and Disclosure
We may share your information with third parties in the following circumstances:
Service Providers
We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include:
- Web hosting providers
- Analytics companies
- Customer service and support providers
- Email communication providers
Business Transfers
If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, sale of company assets, or transition of service to another provider, your information may be transferred as part of such a transaction as permitted by law and/or contract.
Legal Requirements
We may disclose your information where we are legally required to do so to comply with applicable law, governmental requests, judicial proceedings, court orders, or legal processes.
Protection of Rights
We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person, or as evidence in litigation.
With Your Consent: We may share your information with third parties when you have given us explicit consent to do so.
Data Security
We implement appropriate technical and organizational security measures designed to protect your information from unauthorized access, disclosure, alteration, and destruction. Our security practices include:
- Encryption of sensitive data in transit using SSL/TLS technology
- Regular security assessments and vulnerability scanning
- Access controls and authentication procedures for our systems
- Staff training on data protection and security best practices
- Regular backups and disaster recovery planning
However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security. We encourage you to take steps to protect your personal information, such as keeping any account credentials confidential and using secure passwords.
Your Rights and Choices
Depending on your location and applicable laws, you may have certain rights regarding your personal information, including:
Right to Access
Request information about the personal data we hold about you and how it is used.
Right to Rectification
Request correction of inaccurate or incomplete information about you.
Right to Erasure
Request deletion of your personal information under certain circumstances.
Right to Restrict Processing
Request limitation of the processing of your data in specific cases.
Right to Data Portability
Request a copy of your data in a structured, machine-readable format.
Right to Object
Object to processing based on legitimate interests or for marketing.
Exercising Your Rights
To exercise any of these rights, please contact us using the details provided in the “Contact Us” section. We will respond to your request within the timeframe required by applicable law (generally within 30 days).
Email Preferences
If you have subscribed to our newsletter or other communications, you can opt out at any time by:
- Clicking the “unsubscribe” link at the bottom of any email we send
- Updating your communication preferences in your account settings (if applicable)
- Contacting us directly using the information in the “Contact Us” section
Data Retention
We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.
When personal information is no longer necessary for the purposes for which it was collected, we will securely delete or anonymize it, unless retention is required by law.
International Data Transfers
Our operations are primarily based in India. However, we may transfer, store, and process your information in countries other than your own. Data protection laws in these countries may differ from those in your country of residence.
When we transfer your information internationally, we take steps to ensure that appropriate safeguards are in place to protect your data and to comply with applicable laws. These safeguards may include implementing standard contractual clauses approved by relevant regulatory authorities and ensuring third parties with whom we share data maintain appropriate data protection standards.
Children’s Privacy
Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 18, we will take steps to delete such information as soon as possible.
If you believe we have inadvertently collected information from a person under the age of 18, please contact us immediately so that we can take appropriate steps to address the issue.
Third-Party Links and Services
Our website may contain links to third-party websites, plug-ins, services, and applications that are not operated by us. These third-party services may have their own privacy policies, which we strongly suggest you review.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to be aware when you leave our website and to read the privacy policies of each website you visit.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, and other factors. When we do, we will update the “Last Updated” date at the top of this page.
We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, and protect your information.
For significant changes that materially alter your rights under this Policy, we may also provide a more prominent notice, such as sending you an email notification or displaying a banner on our website, when required by applicable law.
Your continued use of our website and services after any changes to this Privacy Policy constitutes your acceptance of the updated policy.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
FDCalculator.online
Email: support@fdcalculator.online